First
Time Buyers
The property you are about to purchase
is probably the single largest purchase and the most important investment
decision you will ever make. Don’t do it alone! A mortgage
consultant can help you through the confusing maze of lender options, mortgage
documents and new terminology.
The first step to buying is arranging
a pre-financing appointment. In this appointment, I will review your
goals,
discuss the "ins and outs" of home buying and determine what type of mortgage
you can qualify for. Items like your credit score and income will
be used to discuss what prospective lenders may think of you when you apply
for the mortgage. Family members and non-buyers are always welcome
for this appointment.
Knowledge is power and the pre-financing
appointment will give you the edge to make expedient, confident negotiations
when you find the right home! Finding the perfect home is so much
smoother when clients and their realtors know what kind of budget they
are dealing with. It is best to consult a mortgage broker before
you make an offer.